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Buying a home is a major milestone, and choosing the right mortgage lender can make all the difference. At The Onyx Group Mortgage, we understand the importance of this decision and strive to provide exceptional service, tailored solutions, and a seamless experience for every client. Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance, we're here to guide you every step of the way.
The Onyx Group Mortgage is a premier mortgage lender dedicated to helping individuals and families achieve their homeownership dreams. We offer a comprehensive suite of mortgage products and services, including home purchase loans, refinance options, investment property loans, and specialized programs for self-employed borrowers and first-time homebuyers. As a direct lender and a proud subsidiary of Ameritrust Mortgage, we have the resources and expertise to provide you with competitive rates, flexible terms, and personalized guidance throughout the mortgage process.
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At Onyx Group Mortgage, our core philosophy centers around:
Customer-Centric Approach
We prioritize your needs and goals, tailoring our solutions to your individual circumstances.
Transparency and Honesty
We believe in open communication and provide clear, upfront information throughout the loan process.
Expertise and Innovation
We stay ahead of the curve, offering a wide range of loan programs and utilizing cutting-edge technology to streamline the application process.
Expertise and Innovation
We stay ahead of the curve with the latest industry knowledge and cutting-edge technology to deliver efficient and effective mortgage solutions.
Community Focus
We're committed to serving our local communities and helping individuals achieve their homeownership dreams.
As a subsidiary of Ameritrust Mortgage, Onyx Group Mortgage benefits from the strength and stability of a well-established national lender. This partnership allows us to offer a wider range of loan programs, competitive rates, and the resources to provide exceptional service to our clients
Refinancing can be a way to modify the terms of your existing mortgage to better suit your needs:
Experience and Expertise: Our team consists of seasoned mortgage professionals with extensive knowledge of the industry and a proven track record of success.
Personalized Guidance: We take the time to understand your unique needs and goals, tailoring our recommendations to your specific situation.
Dedication to Your Success: We're committed to guiding you through the mortgage process seamlessly, ensuring a stress-free and positive experience.
Accessibility and Responsiveness: We're committed to guiding you through the mortgage process seamlessly, ensuring a stress-free and positive experience.
Commitment to Your Success: They go the extra mile to ensure a smooth and successful mortgage experience, from application to closing.
Gain a clear understanding of your loan options, interest rates, fees, and closing costs before committing to a mortgage.
Receive tailored recommendations based on your financial situation and goals, ensuring you choose the best loan for your needs.
We'll leverage our industry expertise and lender relationships to negotiate on your behalf and secure the most favorable terms possible.
We'll help you avoid common pitfalls and hidden fees, saving you time and money in the long run.
We'll clearly explain all fees and costs associated with your loan, so there are no surprises at closing.
Knowing you have a trusted advisor by your side can alleviate stress and ensure a smoother loan process.
We believe in empowering our clients with knowledge and understanding, and our consultations are completely free, and there's no obligation to proceed with a loan. By conducting a comprehensive financial analysis, we can:
Understand your unique financial situation and goals to recommend the most suitable loan options.
Determine how much you can comfortably afford to borrow and avoid potential financial strain.
Develop a tailored loan plan that aligns with your long-term objectives, whether it's building equity, saving on interest, or achieving financial flexibility.
Building trust through valuable insights and transparent guidance, we ensure you fully understand your financial picture before recommending loan options.
Our in-depth analysis allows us to tailor mortgage solutions that align perfectly with your budget and long-term goals.
By identifying potential savings and negotiating on your behalf, we can help you secure the best possible terms for your mortgage.
In addition to the tips mentioned above, consider these advanced strategies to secure the lowest mortgage rates:
Get Pre-Approved: Start your home-buying journey by getting pre-approved for a mortgage to understand your budget and strengthen your offer.
Explore Loan Options: Discuss your needs and goals with a mortgage advisor to identify the best loan program for your situation.
Gather Documentation: Prepare all necessary financial documents to ensure a smooth and efficient application process.
Stay Informed: We'll keep you updated throughout the loan process and provide timely answers to your questions.
Close with Confidence: Our in-house underwriting team and dedicated closing specialists will ensure a seamless and stress-free closing experience.
High Customer Satisfaction: 98% of our clients would recommend us to their friends and family.
Fast Closing Times: We consistently close loans faster than the industry average.
Award-Winning Service: We've been recognized for our exceptional service and commitment to excellence.
Strong Financial Stability: As a subsidiary of Ameritrust Mortgage, we have the financial strength and stability to support your homeownership journey.
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
Refinance Home Loans
Home Refinance Process
Cash Out Refinance
Investment Property Refinance
Reason to Refinance
Refinance Costs and Fees
Refinance Non QM Home Loans
Types of Home Financing
When to Refinance your Home
Non-QM Loans
DSCR Loans
Jumbo Non-QM Loans
1099 Loans
ITIN Loans
Bank Statement Loans
Asset Utilization Loans
Bridge Loans
P&L Loans
Home Purchase Loans
Fixed-Rate Mortgage
Adjustable Rate Mortgage
FHA Loan Requirements
VA Loan Eligibility
Jumbo Loan Options
Construction Loan Process
Bridge Loan for Homebuyers
First Time Home Buyer
Legal Disclaimer
Onyx Group Mortgage, a division of Ameritrust Mortgage Corporation (NMLS #217229), is located at 17341 Irvine Blvd., Suite 285, Tustin, CA 92780. Please note that Ameritrust Mortgage Corporation does not offer legal, tax, or financial advice, nor is it affiliated with any government agency. www.nmlsconsumeraccess.org.
© The Oynx Group LLC. All Rights Reserved - Powered by Maple54
Onyx Group Mortgage is a division of Ameritrust Mortgage Corporation, NMLS #217229 located at 17341 Irvine Blvd., Suite 285, Tustin, CA 92780. Ameritrust Mortgage Corporation does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. For current licensure information, please visit: www.nmlsconsumeraccess.org.
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