Onyx Group's Dedicated Service

• Initial Consultation:

  We start by conducting a thorough consultation to understand your financial goals, needs, and risk tolerance.

• Tailored Loan Solutions:

  Based on your individual circumstances, we'll recommend loan programs and terms that best suit your needs.

• Ongoing Support:

  We'll provide continuous support and guidance throughout the entire loan process, answering your questions and addressing any concerns that arise.

• Clear Communication:

  We'll keep you informed about the progress of your loan application and any necessary steps, ensuring transparency and clarity.

• Advocacy and Negotiation:

  We'll advocate on your behalf with lenders, negotiating the best possible rates and terms for your loan.

• Experienced Professionals:

  Our team has extensive experience in handling complex loan scenarios, such as those involving self-employment income, investment properties, or credit challenges.

• Problem-Solving Expertise:

  We're adept at finding creative solutions and navigating potential obstacles to help you secure the financing you need.

• Personalized Attention:

  We'll work closely with you to understand your unique situation and develop a tailored loan strategy.

• Access to a Wide Range of Lenders:

  We have established relationships with multiple lenders, giving us access to a variety of loan programs to meet diverse needs.

• Yes, We're Here for You:

  Our commitment to you doesn't end at closing. We're available to answer questions, provide guidance, and assist with any future home financing needs.

• Building Long-Term Relationships:

  We value building lasting relationships with our clients and strive to be your trusted mortgage partner for years to come.

• Resources and Support:

  We offer ongoing resources and support, such as financial planning tools and educational materials, to help you manage your mortgage and achieve your long-term financial goals.

Yes, We Offer Pre-Approvals: Getting pre-approved for a mortgage is a valuable step in your home buying journey.

Benefits of Pre-Approval:

Know Your Budget:

A pre-approval letter helps you understand how much you can afford to borrow, allowing you to focus your search on homes within your price range.

Strengthen Your Offer:

A pre-approval letter demonstrates your financial readiness to sellers, making your offer more attractive in a competitive market.

Streamline the Closing Process:

Pre-approval can help expedite the closing process once you find your dream home.

• Yes, We Offer Personalized Solutions:

  We understand that not everyone fits the traditional lending mold. We're committed to finding solutions for borrowers with unique circumstances, such as recent credit events, non-traditional income sources, or complex financial situations.

• Flexible Loan Programs:

  We offer a variety of specialized loan programs, including Non-QM loans, to accommodate diverse needs.

• Expert Problem-Solving:

  Our experienced team is adept at navigating complex loan scenarios and finding creative solutions to help you achieve your homeownership goals.