FREE Refinance Rate Alerts
Never Miss a Money-Saving Opportunity
Get instant notifications when mortgage rates drop below yours. Our professional monitoring system tracks 50+ lenders continuously.
What You Get with Our FREE Service
Professional mortgage intelligence that puts money back in your pocket
24/7 Rate Monitoring
Our system tracks rates from 50+ lenders continuously, detecting opportunities within minutes of market changes.
Property Value Tracking
Monitor your home equity growth and get alerts for cash-out refinance opportunities automatically.
Perfect Timing Alerts
Know exactly when to refinance for maximum savings with our intelligent timing recommendations.
Savings Calculator
See your exact monthly and lifetime savings potential with detailed break-even analysis.
How It Works - Simple 4-Step Process
From registration to savings in just minutes
Quick Registration
Provide your mortgage details in our secure 2-minute form.
AI Monitoring Starts
Our system begins tracking rates and analyzing opportunities for you.
Instant Alerts
Get notified within 2 hours when rates drop with exact savings calculations.
Expert Support
Our specialists help you lock in savings with streamlined refinancing.
Real Savings Our Clients Achieve
These are actual results from real clients, not projections
Average Monthly Savings
When rates drop just 0.5%, our typical client saves over $300 every month.
Lifetime Interest Savings
Over a 30-year loan, rate reductions create massive wealth preservation.
Average Equity Access
Property value increases create cash-out opportunities for improvements.
What Our Clients Say
Real stories from homeowners who saved thousands
Onyx alert system saved me $289 every month! I almost missed the rate drop, but their text alert came at 7 AM and I locked in by noon. That is $3,468 per year back in my pocket!
Sarah Martinez
San Diego, CA • Saves $289/month
The property value alert was brilliant! Onyx notified me that my home increased $45K in value. I did a cash-out refi, got a lower rate, AND pulled out $30K for renovations.
Jennifer Lopez
La Mesa, CA • Accessed $30K equity
Perfect timing! I was planning to refinance someday when Onyx alert came Tuesday morning. Locked in by afternoon - rates went back up the next day. Saved $89,000 over the loan term!
David Thompson
Encinitas, CA • $89K lifetime savings
Why Homeowners Trust Onyx Group Mortgage
Our proven track record speaks for itself
Alert Accuracy
Precision monitoring with verified opportunities
Alert Speed
Urgent opportunities reach you immediately
Day Average Close
From alert to closing in record time
Client Satisfaction
Exceptional service rated by 3,200+ clients
Ready to Start Saving?
Join thousands of homeowners who are already saving money with our FREE rate monitoring service.
Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
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- Contact Us
- Our Locations
- Business Hours Monday - Friday 8:00 AM to 5:00 PM PST
NMLS# 397532
NMLS# 1416824
NMLS# 397532
(949) 396-1204
3750 S Susan Street, Santa Ana, California 92704
kkennedy@emortgagecapital.com
Refinance Home Loans
Non-QM Loans
Home Purchase Loans
Legal Disclaimer
Onyx Group Mortgage is a division of Onyx, NMLS #397532 located at 3750 S Susan Street, Santa Ana, California 92704. Onyx does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. For current licensure information, please visit: www.nmlsconsumeraccess.org.
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