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At The Onyx Group, we understand the dedication and hard work of transportation professionals. Whether you're a long-haul trucker, a delivery driver, or part of the logistics network, your commitment keeps our economy moving. We also recognize that traditional mortgage lenders might not fully appreciate your unique income patterns or the challenges you face. That's why we offer specialized home loan programs designed to help you overcome these obstacles and achieve your dream of homeownership.
Home loans for transportation workers are mortgage solutions tailored to the specific needs of individuals in the transportation industry. These loans offer:
We look beyond traditional W-2s and pay stubs, considering bank statements, 1099s, and other documentation to assess your true earning potential.
In some cases, we offer loan programs that don't require traditional income verification, focusing instead on your credit history and ability to make payments.
We understand the value of your hard work and offer competitive interest rates and flexible repayment terms.
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These loans are ideal for various transportation professionals , including:
Over-the-road truckers, local delivery drivers, and owner-operators.
Individuals working for courier services, food delivery apps, or other delivery companies.
Warehouse managers, dispatchers, and other logistics professionals.
Mechanics, administrative personnel, and others supporting the transportation sector.
Tailored to Your Needs
We understand the unique financial aspects of the transportation industry and offer personalized solutions.
Access to Homeownership
Overcome the limitations of traditional lending and achieve your dream of owning a home.
Competitive Rates and Terms
Enjoy affordable interest rates and manageable monthly payments.
Expert Guidance
Our experienced Mortgage Advisors will help you navigate the loan process and find the best solution for your needs.
Flexible Income Verification
We consider your various income sources, including 1099 income and self-employment earnings.
The Onyx Group is your trusted partner in securing home financing as a transportation professional. Here's why:
We understand the unique challenges and opportunities faced by transportation workers.
We take the time to understand your income sources and financial goals, providing tailored loan solutions.
We offer highly competitive rates and flexible repayment terms.
We leverage technology and expertise to make the loan process efficient and hassle-free.
We're dedicated to helping transportation professionals achieve their homeownership dreams and build a strong financial foundation.
While eligibility requirements vary, here are some general guidelines:
Income Verification: Be prepared to provide documentation such as bank statements, 1099s, tax returns, or other income verification methods.
Credit History: While minimum credit scores vary, a good credit history can lead to better terms.
Debt-to-Income Ratio: Lenders assess your ability to manage debt payments alongside a mortgage.
Down Payment and Closing Costs: Understand the upfront costs and explore available assistance programs.
Increased Homeownership for Transportation Workers: These specialized loan programs have helped countless transportation professionals become homeowners.
Boosted Confidence and Stability: Owning a home provides a sense of security and accomplishment for transportation workers.
Community Growth: Homeownership contributes to the economic stability and growth of communities.
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
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Legal Disclaimer
Onyx Group Mortgage, a division of Ameritrust Mortgage Corporation (NMLS #217229), is located at 17341 Irvine Blvd., Suite 285, Tustin, CA 92780. Please note that Ameritrust Mortgage Corporation does not offer legal, tax, or financial advice, nor is it affiliated with any government agency. www.nmlsconsumeraccess.org.
© The Oynx Group LLC. All Rights Reserved - Powered by Maple54
Onyx Group Mortgage is a division of Ameritrust Mortgage Corporation, NMLS #217229 located at 17341 Irvine Blvd., Suite 285, Tustin, CA 92780. Ameritrust Mortgage Corporation does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. For current licensure information, please visit: www.nmlsconsumeraccess.org.
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