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Exclusive VA Loan Benefits for Active Duty, Veterans, and their Families

At The Onyx Group, we understand the dedication and hard work of transportation professionals. Whether you're a long-haul trucker, a delivery driver, or part of the logistics network, your commitment keeps our economy moving. We also recognize that traditional mortgage lenders might not fully appreciate your unique income patterns or the challenges you face. That's why we offer specialized home loan programs designed to help you overcome these obstacles and achieve your dream of homeownership.

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What are Military Home Loans?

Military home loans, also known as VA loans, are government-backed mortgages exclusively available to qualified service members, veterans, and their surviving spouses. These loans offer unparalleled benefits, including:

  • No Down Payment:

    Purchase a home without any upfront costs, making homeownership accessible even with limited savings.

  • No Private Mortgage Insurance (PMI):

    Save hundreds of dollars each month compared to conventional loans.

  • Competitive Interest Rates:

    Enjoy some of the lowest interest rates in the market.

  • Flexible Credit Requirements:

    VA loans offer more lenient credit guidelines than traditional mortgages.

  • No Prepayment Penalties:

    Freedom to pay off your loan early without additional fees.

  • Assumable Loans:

    Potentially transfer your loan to a qualified buyer, offering a unique selling point when selling your home.

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Who Qualifies for Military Home Loans?

Eligibility is based on your service history and discharge status. Generally, you may qualify if you meet one of these criteria:

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Active Duty

Currently serving in the U.S. armed forces.

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Veterans

Served a minimum period of active duty and received an honorable discharge.

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Guard/Reserve Members

Meet specific service requirements.

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Surviving Spouses

Spouses of veterans who died in service or from a service-related disability.

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Benefits of Loans for Military

These specialized mortgage programs offer a range of benefits to help health care professionals achieve homeownership:

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Gratitude in Action

VA Loans are a tangible expression of appreciation for your service and sacrifice.

Affordable Homeownershipthe onyx group mortgage

Affordable Homeownership

Make homeownership a reality with no down payment and competitive rates.

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Financial Freedom

Save money with no PMI and flexible repayment options.

Streamlined Processthe onyx group mortgage

Streamlined Process

Designed to meet the needs of military personnel with fast and efficient loan processing.

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Relocation Assistance

Special considerations for frequent moves and deployments.

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Types of Military Home Loan Programs

Various loan programs cater to the needs of law enforcement professionals:

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Why Choose The Onyx Group for Your Military Home Loan?

The Onyx Group is dedicated to serving those who serve our country. Here's why veterans and active-duty military personnel choose us:

Our team is well-versed in VA loan guidelines and processes.

We provide one-on-one guidance and support throughout your homeownership journey.

We understand the importance of timely approvals and closings, especially for military families.

We deeply appreciate the sacrifices of our military personnel and strive to make the loan process as smooth as possible.

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Complete and Advance Guidelines for Military Home Loans

While eligibility requirements vary, here's a general overview:

Certificate of Eligibility (COE): Obtain a COE to verify your eligibility for a VA Loan.

Credit Requirements: Minimum credit scores typically range from 580-620, but lenders may have overlays.

Debt-to-Income Ratio: Lenders assess your ability to manage debt payments alongside a mortgage.

Property Requirements: The property must meet the VA's Minimum Property Requirements (MPRs).

VA Funding Fee: A one-time fee that can be financed into the loan or paid upfront. Some veterans may be exempt.

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Results or Stats of Military Home Loan Programs

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Frequently Asked Questions

Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7

Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.

Ready to Finance Your Dream Home?

Unlock luxury living and real estate investment with Jumbo Non-QM Loans. Contact The Onyx Group today to explore your financing options.

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NMLS# 397532

(949) 396-1204

17341 Irvine Blvd, Tustin, CA 92780

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Legal Disclaimer

Onyx Group Mortgage is a division of Ameritrust Mortgage Corporation, NMLS #217229 located at 17341 Irvine Blvd., Suite 285, Tustin, CA 92780. Ameritrust Mortgage Corporation does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. For current licensure information, please visit: www.nmlsconsumeraccess.org.

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