At The Onyx Group Mortgage, we understand that entrepreneurs are the driving force behind innovation and economic growth. However, the unique nature of self-employment often presents challenges when seeking traditional home loans. We're here to bridge that gap with specialized mortgage programs designed to empower entrepreneurs like you to achieve your homeownership dreams.

Home loans for entrepreneurs are tailored mortgage solutions that cater to the specific financial needs and circumstances of self-employed individuals and business owners. These loans offer:
We get that your income may not fit a W-2. We use bank statements, profit/loss, and other financials to assess earnings.
Recognizing that entrepreneurs often have fluctuating income or unique tax situations.
Providing access to favorable interest rates and flexible repayment options.
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These loans are designed for a wide range of healthcare professionals, including:
Small Business Owners
Whether you run a startup, a growing company, or a well-established enterprise.
Freelancers & Contractors
Those who rely on 1099 income and have a proven track record of success.
Startup Founders
Entrepreneurs in the early stages of building their businesses who may not have a long income history.
Real Estate Investors
Individuals who leverage their business acumen to invest in real estate.
Anyone with Non-Traditional Income
If your income doesn't fit the typical mold, we have solutions for you.
These loans are designed for a wide range of healthcare professionals, including:
Small Business Owners
Whether you run a startup, a growing company, or a well-established enterprise.
Freelancers & Contractors
Those who rely on 1099 income and have a proven track record of success.
Startup Founders
Entrepreneurs in the early stages of building their businesses who may not have a long income history.
Real Estate Investors
Individuals who leverage their business acumen to invest in real estate.
Anyone with Non-Traditional Income
If your income doesn't fit the typical mold, we have solutions for you.
Tailored to Your Needs
We understand the unique financial aspects of entrepreneurship and offer personalized loan programs.
Access to Homeownership
Overcome the challenges of traditional mortgage qualification with flexible lending solutions.
Competitive Rates and Terms
Enjoy competitive interest rates and flexible repayment options.
Expert Guidance
Our experienced Advisors will help you navigate the loan process and find the best solution for your needs.
Build Your Financial Future
Secure a home loan and leverage your business success to build long-term wealth.


The Onyx Group Mortgage understands the unique needs of entrepreneurs . Here's why we're the ideal partner for your home financing journey:
We understand the unique challenges and opportunities faced by self-employed borrowers.
We take the time to understand your business and financial goals, providing tailored loan solutions.
We offer highly competitive rates and flexible repayment terms.
We leverage technology and expertise to make the loan process efficient and hassle-free.
We're dedicated to helping entrepreneurs build their financial future through homeownership.

While eligibility requirements vary, here's a general overview:
Credit History: While flexibility exists, a good credit history strengthens your application.
Debt-to-Income Ratio: Lenders assess your ability to manage debt alongside mortgage payments.
Down Payment: Varies by program, with options for low or no down payment.
Documentation: Be prepared to provide various financial documents, including bank statements, tax returns, and business records.
Increased Access to Homeownership: Empowering countless entrepreneurs to become homeowners.
Boosted Confidence: Securing a mortgage can fuel further business growth and personal success.
Building Wealth: Real estate is a proven wealth-building tool, and homeownership is a key step.
Relax and take comfort in knowing that our 24/7 support ensures you're never alone on your financial journey.
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© Onyx Group Mortgage LLC. All Rights Reserved - Powered by Maple54
NMLS# 397532
(949) 396-1204
3750 S Susan Street, Santa Ana, California 92704
kkennedy@emortgagecapital.com
Onyx Group Mortgage is a division of Onyx, NMLS #397532 located at 3750 S Susan Street, Santa Ana, California 92704. Onyx does not provide legal, tax, or financial advice or guidance and is not associated with any government agency. This is not an offer for an extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Certain restrictions may apply. All approvals are subject to underwriting guidelines and minimum credit requirements. Not all loans or products are available in all states. For current licensure information, please visit: www.nmlsconsumeraccess.org.
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